Your employees' health is your bottom line. Literally.
Self-insured employers absorb every dollar of their workforce's healthcare costs — and chronic disease is driving those costs through the roof. Qonscious helps you break the cycle before it breaks your budget.
The cost crisis you're already living
You chose to self-insure because you wanted control. But right now, chronic disease is in the driver’s seat.
Sixty-seven percent of covered American workers are enrolled in self-funded plans — and if you’re a mid-size employer, every claim hits your balance sheet directly. In 2025, the average annual premium for family coverage reached $26,993. That’s not what you’re paying an insurer. That’s what you’re paying, period.
And premiums are only the beginning.
90% of the nation’s $4.9 trillion in annual healthcare spending goes to people with chronic and mental health conditions (CDC). For self-insured employers, that’s not a national statistic — it’s your claims data.
The costs you can see
- Average employer healthcare spend: more than $7,400 per employee per year — and climbing 6–8% annually.
- Family coverage premiums have jumped 35% since 2020 and 60% since 2015, outpacing both wages and inflation.
- Prescription drug costs per employee rose 7.2% in 2024 alone, driven largely by chronic condition management.
- The median proposed premium increase for 2026: 11%, with underlying medical trend running at roughly 9%.
The costs you can't always see — but always feel
Direct claims are only part of the story. The Integrated Benefits Institute estimates that illness-related lost productivity costs U.S. employers $575 billion per year — that’s 60 cents for every dollar you spend on healthcare benefits.
- Absenteeism: The CDC reports productivity losses from missed workdays cost employers $225.8 billion annually — roughly $1,685 per employee. Employees with chronic conditions drive a disproportionate share of that number.
- Presenteeism: When employees show up sick or struggling with unmanaged conditions, the damage is quieter but larger. Presenteeism costs employers an estimated $150 billion per year in reduced output. The Integrated Benefits Institute calculates that chronic conditions alone account for 540 million lost workdays from employees underperforming on the job.
- The projection that should keep you up at night: The Partnership to Fight Chronic Disease estimates that chronic conditions could cost employers $794 billion per year in lost productivity by 2030.
The real problem isn't medical. It's behavioral.
Here’s what most wellness platforms miss: chronic disease isn’t just a clinical problem — it’s a behavioral one. Your employees already know they should eat better, move more, manage stress, and sleep well. The question is why they don’t.
The answer lies in emotional and psychological barriers that trap people in a vicious cycle: stress drives unhealthy choices, which make them feel worse, which drives more stress. Traditional wellness programs hand people a meal plan and a step counter. They don’t address what’s actually in the way.
That’s the gap Qonscious was built to close.
A Behavioral Operating System™ for your workforce
Education & Awareness
Building genuine understanding of the mind-body connection, not just calorie counts
Guidance & Accountability
QBOS Coach, our AI coach, uses Socratic methodology to help employees build self-awareness and make their own breakthroughs — not follow a script
Structured Roadmap
Personalized, phased behavior change plans that meet people where they are
Resources & Support
Your Employees Have access to all of this through our mobile app
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Built on science, validated by the best
Qonscious isn’t another wellness app with a meditation timer. Our approach integrates emotional intelligence with lifestyle medicine, validated through research collaboration with Mayo Clinic. We’re launching a clinical trial with The Conversation on Diabetes (TCOYD) in 2026 to further demonstrate measurable outcomes in chronic disease prevention.
Our founder, Dr. Jarik Conrad, spent eight years at UKG as VP of Human Insights and Executive Director of the Workforce Institute, shaping benefits strategy for 80,000+ employers. He built Qonscious because he saw — in the data and in his own family — that the current approach isn’t working.
